Not a lot to report. Still slow work. Still expecting a baby in July. So… no debt snowball progress.
We were able to add a bit to our crisis fund. My job does reviews and possible raises at the anniversary date of your start date. My anniversary date was in October, but my review and all of the paperwork was not done until this month. Unbeknownst to me – the company gives you back pay from the point of your anniversary if you get a raise. So we were thankful for a bit extra in our check. ESPECIALLY because the payroll tax holiday ended and more taxes are taken out of my check.
One particular set of numbers I thought I would highlight is my student loan. Because we paid such a large portion off early over the last twelve months, technically speaking, my next payment isn’t due until 11/14/2017. Of course, we are still paying the minimum payment during this debt snowball pause so we don’t lose all the extra ground we gained (and tack on more interest).
Also – on the saving money front – we are so encouraged about how much one can NOT buy name brand when prepping for a new arrival. I’m planning to attend two consignment sales (yeah for First Time Mom Presales!).
We are also very blessed and thankful for an entire tub of maternity clothes from family. I honestly don’t think I’ll need to buy much clothes for myself.