January by the Numbers

Not a lot to report.  Still slow work. Still expecting a baby in July. So… no debt snowball progress.

We were able to add a bit to our crisis fund.  My job does reviews and possible raises at the anniversary date of your start date.  My anniversary date was in October, but my review and all of the paperwork was not done until this month.  Unbeknownst to me – the company gives you back pay from the point of your anniversary if you get a raise.  So we were thankful for a bit extra in our check. ESPECIALLY because the payroll tax holiday ended and more taxes are taken out of my check.

One particular set of numbers I thought I would highlight is my student loan. Because we paid such a large portion off early over the last twelve months, technically speaking, my next payment isn’t due until 11/14/2017. Of course, we are still paying the minimum payment during this debt snowball pause so we don’t lose all the extra ground we gained (and tack on more interest).

Also – on the saving money front – we are so encouraged about how much one can NOT buy name brand when prepping for a new arrival.  I’m planning to attend two consignment sales (yeah for First Time Mom Presales!).

We are also very blessed and thankful for an entire tub of maternity clothes from family. I honestly don’t think I’ll need to buy much clothes for myself.

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2 Comments

Filed under budget, by the numbers

2 responses to “January by the Numbers

  1. Lan

    Hey there just wanted to give you a quick heads up.
    The text in your article seem to be running off the screen in Safari.
    I’m not sure if this is a formatting issue or something to do with web browser compatibility but I thought I’d post to
    let you know. The style and design look great though! Hope
    you get the issue solved soon. Cheers

    • Thanks for the heads up. Unfortunately, I’m using a template that I don’t have access to adjust the CSS on and for me – safari looks ok.

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