May was my first month entirely unemployed, though I did receive unemployment benefits. Thankfully, my husband’s work has improved considerably in the last few months.
And, believe it or not, we made a little progress on our debt – even if by accident.
First, we traded in a huge stack of old DVDs (movies and TV series we no longer wanted) to a local shop that buys used media.
So extra income for the month: $71
I’ve been putting in my student loan payment manually for the that last few months. That is to say, when we got so far ahead, they removed the auto payment feature, so I had to remember to pay each month. For some reason, this month, the auto payment was reinstated, AFTER I’d already payed for May. Meaning, we paid twice this month on my student loan.
Extra Debt paid: $211
Total Debt paid in May: $461
Total Debt Paid Since Jan 2013: $1,426
(This does not count the money we’ve been putting into The Crisis Fund. We’ll total up that amount when we put it to debt after the baby comes and all medical expenses are covered)
Since 1/1/2012 – Total Debt Paid off: $32,444*
*For the purpose of Baby step 2 we are not factoring in our home mortgage
****UPDATE: I was just re-reading this (in Feb 2016) and realized I never said way back then, I was laid off in April of 2013. I never did go back to work. At the time, no one hires a woman who is 6 months pregnant and then I became a stay at home mom.