Insurance

Wow. Insurance.
We still extremely dislike Obamacare… Cadillac coverage premiums for plans that are only catastrophic. By Cadillac coverage premiums, I mean that our monthly premiums are more than our mortgage. (Worth it this year since we had a “catastrophic” issue I suppose.) However, that’s not what this post is about.
 
Get this… I think everything has gone through without a hitch for my Heart Surgery.
The small exception being Hospital A required a down payment before surgery. But then we met our deductible before we actually had surgery, so we have a credit. We need the credit back in order to pay Hospital B. We owe Hospital B because they are the ones that ran all of the pre-op tests, which was before (what caused us to) met the deductible. But that’s just a timing thing. Not a big deal. Money from Hospital A will pay the bill from Hospital B with a little extra to spare.
PRAISE THE LORD!!!
 
Also — This part is CRAZY to me. Heart surgery is going to cost out of pocket LESS than each of our two kids being born. (Because when you have a child, mommy has an individual deductible, and baby also has an individual deductible.) 
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Filed under cardiology, health

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